https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp
Originally, Equifax was charging folks to freeze their credit reporting. This action prevents bad guys from using your credit information Equifax irresponsibly allowed to be hacked. But after much uproar, they now allow you to freeze your reports for free - though I am hearing it is only for 1 month! It should be for life, just as credit protection should be for life.
You can freeze your credit reporting through the above link - however, the site appears to be so swamped, you may have to try several times. Note this freeze only affects Equifax. For a total freeze you also must freeze them at
TransUnion and
Experian for a full freeze and the latter two are not free.
To find out if your Equifax data was stolen, check
here. And please understand even if you never heard of this company, there is a good chance your personal information was still hacked and will be subject to very serious abuse for the rest of your life!
With the stolen information, which includes your full name, addresses, date of birth, drivers license numbers, credit card numbers, and more) a bad guy can open new bank accounts in your name, for example, commit fraud in your name which then could mean the authorities will come looking for you with arrest-on-the-spot warrants. In 10 years, you could be pulled over for a broken tail light and hauled off to jail for something you did not do!
In related news, 3 Equifax executives are under suspicion for insider trading. The story goes that 2 days after the breach was discovered (well before the breach was announced), those execs sold off $2million worth of stock. The company claims those execs did not know of the breach, but there certainly are "appearance" and "trust" issues here.
More to come, no doubt.