Q: You’ve talked about RoboForm. What happens if they go out of business or cease to operate? If you have not kept a record of your passwords, you’re dead. How do you deal with that?
A. First, know that your passwords don't just live in the cloud.
RoboForm’s primary storage is on your device’s hard drive. These local and encrypted files are used by the password manager to sign you into a site. So RoboForm works as it should, even if the Internet is down — or if anything else prevents you from accessing the duplicate (and encrypted) password-management files (passfiles) stored in the cloud servers.
The cloud-based copies are used mainly as backups. They’re also used for synching passwords between devices, restoring lost passwords, setting up new devices, and so forth. But the cloud-based copies are not needed at all for routine operations.