Your comments would actually put MBAM and Windows Defender in a similar category. And I actually agree with that. Note according to that MBAM article, viruses are considered "legacy" threats. Microsoft announced a couple years ago, first with MSE, then its sibling, WD, that Microsoft would not attempt to compete with other solutions (and tailor MSE/WD) to score well in the synthetic scenarios used in those test labs. Instead, WD would constantly evolve to confront current threats. And because WD is constantly (several times a day in many cases) updated via Windows Update, it can do it. And in fact it does it well - otherwise, there would be 10s (100s?) of millions of infected systems out there. But that is just not the case.
I've said it before but I think it bears repeating; we don't need to drive around in an Abrams tank to be safe. What we do need to do is keep our systems properly maintained (updated) and "drive defensively". That is, don't be click-happy on unsolicited links, downloads, and attachments - things we need to do regardless our security program of choice. And, as I said above, periodically scan with a supplement scanner just to be sure. And MBAM is great for that. But don't be surprised if it finds nothing but a couple PUPs.
If you are the only user of your computer, you keep it updated and you don't click on every link you see, WD is just fine. If you have multiple users of your computer and some of them are invincible teenagers, then layer yourself up with a 3rd party app, or two.
And again, W10 is not XP. It really is a lot harder to accidently infect W10 than it was to infect XP.
